Abstract: In China fire risk evaluation and the making of criteria in property insurance are still a blank. A discussion is made in the paper on how to build up fire risk evaluation index system based on systematic safety engineering methods, and how to use The Analysis Hierarchy Process (AHP) to calculate the weight of each factor. Every mark of a factor is given according to the scientific and operating rules and finally a table of fire risk rank calculation and a fluctuating rate-making method are obtained. The results show that the method of calculating each weight based on AHP is scientific and the order of weights correspond to reality. So the overall method based on systematic safety engineering can provide important help to criteria- making in fire insurance in China.