Abstract: When Yichun is in trouble about forest resource and economics, the implementation of forest tenure reform policy, initially achieved some success. And then forestry production efficiency and social stability dilemma appears, which low-interest loans and state insurance policies can ease. In this paper, Yichun forest right reform policy analysis, using Agent-Based Modeling approach which can well examine the complexity of policy, points research hypothesis about low-interest loans and state insurance policies, and focuses on the domain model, conceptual model, operational model, then observes simulation results about number of agent, and obtains that low-interest loans and state insurance policies can not only improve the efficiency of forestry production but also stabilize the society, which need much policy resource.